Have a Questions?
Frequently Asked Question
Are waterfront homes harder to insure? + −
Yes. Insurance often costs more due to flood risk. Coverage depends on elevation, location, and structure. Buyers should review flood zones and insurance options early to avoid surprises during closing.
Do waterfront homes require more maintenance? + −
Often yes. Salt air and moisture increase wear. Docks, seawalls, and roofs need regular care. Proper inspections help buyers understand long-term maintenance needs before purchase.
Do waterfront homes hold value better? + −
Many do. Limited supply supports demand. Value depends on location, access, and condition. Homes with direct water access often perform better during market shifts.
Can waterfront homes be rented? + −
Some allow rentals. Rules vary by community and zoning. Buyers should check HOA rules and local laws before planning short-term or long-term rentals.
Is boating access the same for all waterfront homes? + −
No. Some offer deep-water access. Others limit boat size or tide movement. Buyers should confirm dock rights and water depth before making an offer.